Coming in January to ObamaCare: Rate shock, part two « Hot Air:"A shrewd analysis by Pro Publica’s Charles Ornstein, who also wrote the feature last week about the Obama-loving couple in San Francisco who are now paying more across the board for their new insurance.
His point is simple:
The “rate shock” that people are experiencing right now is almost entirely a reaction to the new premiums on the exchanges, but premiums are only one component of what insurance costs.
Deductibles and co-pays, the other components, are being overlooked right now by some consumers — as are provider networks, of course, as I’ve noted several times.
Consumers who aren’t paying attention to those things are in for a rude awakening in January, when their coverage finally takes effect and they visit the doctor for the first time.
What happens to support for O-Care when some people find out that their out-of-pocket costs are higher too — and, unlike their premiums, that cost won’t be subsidized under their new, allegedly more “comprehensive” plan?"
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