Monday, October 13, 2014

Slow credit card verification lands Florida man in jail

Slow credit card verification lands Florida man in jail | Ars Technica
Last week a man was arrested in Fort Lauderdale, FL when his two credit cards were declined after he spent $600 on bottle service at a nightclub.
The story wouldn't be all that interesting were it not for the fact that the man, Don Marcani, had not reached his credit limit that night. 
In fact, he was able to pay his $1,000 bail the next morning using one of the credit cards that was declined earlier.
As Marcani told NBC 6 South Florida, he and his friend used a Wells Fargo credit card to buy $80-worth of drinks at the bar of Cyn Nightclub. 
Then they decided to move into the VIP section, costing them $600. 
The waitress took Marcani's credit card, but when she tried to run the credit card later that night, it was declined. 
Marcani then provided a Capital One credit card, which was also declined.
As Marcani told NBC, “The club manager called my bank and gave me the phone to talk to the bank and that’s when the cop interfered and I think he said, ‘I’m tired of this shit. 
We even told them, 'walk us, escort us to the ATM machine.'” 
According to Marcani, the officer arrived at the scene at 3:49am. 
A few minutes later, at 3:57am, Marcani reportedly received an e-mail from Capital One asking him to verify the charge, but he wasn't able to check the e-mail because he was already handcuffed and the police confiscated his phone.
The next morning Broward County Jail successfully charged $1,000 to Marcani's credit card for bail.

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