The Return of No-Money Down - Megan McArdle - Business - The Atlantic
"What truly boggles the mind is that the government still thinks that it's somehow a good idea to help push people with basically no savings into homeownership.
Do they want to make sure that a whole new class of financially marginal people can enjoy the benefits of foreclosure?"
Insanity-doing the same thing over and over and expecting different results.
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